Debt

Child Documents

Bailiffs & Council Tax: This is about how to deal with bailiffs who may call trying to collect Council Tax or Community Charge (poll tax) arrears.
http://www.multikulti.org.uk/bn/debt/bailiffs-council-tax/
Credit Reference Agencies: Credit reference agencies hold information on the details of credit agreements, arrears on credit , County Court Judgments and electoral role information. This may affect your ability to get a loan.
http://www.multikulti.org.uk/bn/debt/credit-reference-agencies/
Debt and Money: Advice and Information Pack
http://www.multikulti.org.uk/bn/debt/debt-and-money/
How to deal with Hire Purchase debt: Although people often talk about "buying on HP", Hire Purchase Agreements are quite unusual these days. Cars are the most usual goods sold under Hire Purchase or Conditional Sale Agreements.
http://www.multikulti.org.uk/bn/debt/how-to-deal-with-hire-purchase-debt/
What to do about debts when someone dies: When someone dies, debts are recoverable from any assets or money left behind. Dealing with an estate can be complicated. You may need legal advice. This factsheet provides basic information to help you decide what to do about debts.
http://www.multikulti.org.uk/bn/debt/what-to-do-about-debts-when-someone-dies/